Cyber criminals have stolen 143 million credit records in the recent hacking scandal at big-three credit bureau Equifax

You need to watch out for the following things:

• Phishing emails that claim to be from Equifax where you can check if your data was compromised

• Phishing emails that claim there is a problem with a credit card, your credit record, or other personal financial

• Calls from scammers that claim they are from your bank or credit union

• Fraudulent charges on any credit card because your identity was stolen

Here are 5 things you can do to prevent identity theft:

• First sign up for credit monitoring (there are many companies providing that service including Equifax but we cannot
recommend that)

• Next freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that
generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to
file a freeze is available here on a state-by-state basis:

• Check your credit reports via the free

• Check your bank and credit card statements for any unauthorized activity

• If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to
protect yourself: You can also call the center’s toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center’s services are free.

And as always, Think Before You Click!