Privacy Policy

We have enacted this Privacy Policy to explain to you how we collect, use, and share information we obtain through your use of the Internet sites, applications and online services (“On-Line Services”) that are operated by or controlled by Junkermier, Clark, Campanella, Stevens, P.C., JCCS Wealth Advisors, LLC, and business entities owned or controlled by the foregoing entities that post a link to this privacy policy. This Privacy Policy covers information collected through the On-Line Services only and does not cover any information collected at any other website, application or offline by us (unless specifically stated), including when you call us, write to us, or communicate with us in any manner other than through the On-Line Services. By using the On-Line Services, you explicitly consent to such use of your information and agree to the terms of this Privacy Policy. Please read our privacy policy carefully to get a clear understanding of how we collect, use, share, protect or otherwise handle information obtained from you via the On-Line Services.

Table of Contents:

  1. Information We Collect
  2. Cookies/Tracking Technologies
  3. Use of Your Information
  4. Protection of Your Information
  5. Third-Party Disclosure
  6. Third-Party Links
  7. Third-Party Advertising Vendors
  8. Foreign Users and Transfer Consent
  9. California Online Privacy Protection Act
  10. Choice/Opt-Out From Communications
  11. Changes to Privacy Policy
  12. Changing and Deleting Your Personal Information
  13. Children’s Privacy
  14. Contacting Us

1. Information We Collect

When ordering or registering for the On-Line Services, signing up for our newsletter, or filling out forms on our On-Line Services you may be asked to enter your name, email address, username, password, or other details that could allow us to identify you as a specific, identifiable individual, often referred to as personally identifiable information and referred to in this policy as “Personal Information.” We use your Personal Information to fulfill your requests for products and services, to improve our On-Line Services, to contact you from time-to-time about us and our products and services, and as otherwise described in this Privacy Policy. You may also submit, or we may collect, additional information about yourself, such as demographic information (for example, your gender, birth date, or zip code) and information about your preferences and interests. We refer collectively to all information we collect that is not Personal Information, including Usage Data, demographic data and de-identified Personal Information, as “Non-Personal Information.” If we combine Non-Personal Information with Personal Information we will treat the combined information as Personal Information under this Privacy Policy.  Personal Information, Non-Personal Information, and User Submissions are referred to in this Privacy Policy collectively as “User Information.”

We may automatically collect certain information from your device or web browser when you interact with the On-Line Services to help us understand how our users use the On-Line Services and to target newsletter content and other marketing materials and activities (which we will refer to in this Privacy Policy collectively as “Usage Data”). For example, each time you visit the On-Line Services we may automatically collect your IP address, mobile device identifier or other unique identifier, browser and computer type, access time, the Web page you came from, the URL you go to next, the Web page(s) that you access during your visit and your interaction with content or advertising on the On-Line Services. We may use such Usage Data for a variety of purposes including to diagnose problems with our servers and software, to administer the On-Line Services, to gather demographic information and to target advertising to you on the On-Line Services and elsewhere online. The Usage Data we collect is generally non-identifying, but if we associate it with you as a specific and identifiable person, we will treat it as Personal Information. We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place.

2. Cookies/Tracking Technologies

We may use tracking technologies, such as cookies, local storage, and pixel tags. Cookies and local storage may be set and accessed on your computer. Upon your first visit to the On-Line Services, a cookie or local storage may be sent to your computer that uniquely identifies your browser. “Cookies” and local storage are small files containing a string of characters that is sent to your computer’s browser and stored on your device when you visit a website. Many major Web services use cookies to provide useful features for their users. Each Web site can send its own cookie to your browser. Most browsers are initially set up to accept cookies. You may be able to reset your browser to refuse all cookies or to indicate when a cookie is being sent; however, if you reject cookies, you may not be able to sign in to the On-Line Services or take full advantage of our On-Line Services. Additionally, if you clear all cookies on your browser at any point after setting your browser to refuse all cookies or indicate when a cookie is being sent, you will have to again reset your browser to refuse all cookies or indicate when a cookie is being sent. Cookies are used for a variety of purposes including the following: (a) to track your preferences, such as the address or local zip code you enter; (b) to access your information when you sign in so we can provide you with your personalized content; (c) to help us improve the On-Line Services by analyzing and estimating our traffic and use of features on the On-Line Services. You can find more information about cookies and how they work at http://www.allaboutcookies.org/. A Flash cookie is a data file placed on a device via the Adobe Flash plug-in that may be built into or downloaded by you onto your device. Flash cookies may be used for various purposes, including, without limitation, enabling a Flash feature and remembering your preferences. For more information about Flash and the privacy choices Adobe offers, visit http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager.html. If you choose to adjust your Flash privacy settings on your device, some features of the On-Line Services may not function properly. We may also use “pixel tags,” which are small graphic files that allow us and third parties to monitor the use of the On-Line Services and collect Usage Data. A pixel tag can collect information such as the IP address of the computer that downloaded the page on which the tag appears; the URL of the page on which the pixel tag appears; the time (and length of time) the page containing the pixel tag was viewed; the type of browser that retrieved the pixel tag; and the identification number of any cookie previously placed by that server on your computer. We may use pixel tags, either provided by us or by third-party advertisers and service providers, to collect information about your visit, including the pages you view, the links you click and other actions taken in connection with our On-Line Services and use them in combination with our cookies to provide offers and information of interest to you. Pixel tags may also enable ad networks to serve targeted advertisements to you when you visit the Services or other websites. In addition, we may use a variety of other technologies that collect similar information for security and fraud detection purposes.

3. Use of Your Information

We may use the User Information, including Personal Information, in one or more of the following ways:

  • To enable you to use our On-Line Services, to create an account or profile, to process information you provide via our On-Line Services (including verifying that your email address is active and valid) to collect delinquent fees, and to process your transactions;
  • to provide customer service and care, including responding to your questions, complaints, or comments and sending surveys and processing survey responses, including follow up via chat, email or phone inquiries;
  • To provide you with information, products, or services, including our newsletter, that you have requested or that we otherwise believe may interest you, via email or regular mail;
  • For internal business purposes, such as to improve our Services;
  • To contact you with administrative communications and, in our discretion, changes to our Privacy Policy or any of our other policies;
  • To comply with regulatory and legal obligations; and
  • For purposes as disclosed at the time you provide your information, with your consent, and as further described in this Privacy Policy.

If you identify any User Information as public, you are authorizing us to share such information publicly. Also, there may be areas of the On-Line Services available now or in the future (e.g., message boards, discussion rooms, and other online forums) in which you are able to post information that automatically will be available to all other users of the Services. By choosing to use these areas, you understand and agree that anyone may access, use, and disclose any information that you post to those areas.

4. Protection of Your Information

We strive to protect your User Information, but we cannot guarantee it is 100% secure. Your personal information is contained behind secured networks and is designed to be accessible by a limited number of persons only who have special access rights to such systems, and are required to keep the information confidential. We have implemented commercially reasonable security measures to help protect your Personal Information from loss, misuse, or unauthorized access or disclosure. However, no data transmission over the Internet can be guaranteed to be 100% secure. You use the On-Line Services and provide us with information at your own initiative and risk. We do not use vulnerability scanning and/or scanning to PCI standards, nor do not use malware scanning.

5. Third-Party Disclosure

We may share Non-Personal Information, including Usage Data, de-identified Personal Information and aggregated user statistics, with third-parties in our discretion. We may share User Information, including Personal Information, as otherwise described in this Policy, and under the following circumstances:

(i) Service Providers. From time to time, we may enter into relationships with third-parties who provide services to us (e.g., analytics companies, data management and storage services, or credit card processing services). In those circumstances, we disclose User Information so that such service providers may perform those services.

(ii) In the event we go through a business transition (such as a merger, acquisition by another company, bankruptcy, or sale of all or a portion of our assets, including, without limitation, during the course of any due diligence process), your Personal Information will likely be among the assets transferred. By providing your Personal Information, you agree that we may transfer such information in those circumstances without your further consent.

(iii) Other Disclosure Scenarios. We reserve the right, and you hereby expressly authorize us, to share User Information: (1) in response to subpoenas, court orders, or legal process, or to establish, protect, or exercise our legal rights or defend against legal claims; (2) if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, fraud, or situations involving potential threats to the safety of any person or property; (3) if we believe it is necessary to investigate, prevent, or take action regarding significant abuse of the On-Line Services infrastructure or the Internet in general (such as voluminous spamming, denial of service attacks, or attempts to compromise the security of information); (4) to protect and defend our legal rights or property, our services or their users, or any other party, and to protect the health and safety of our users or the general public; and (5) those of our parent company, subsidiaries, joint ventures, or other companies under common control with us (in which case we will require such entities to honor the substance of this Privacy Policy).

6. Third-Party Links

We do not include or offer third-party products or services on our website.

7. Third-Party Advertising Vendors

We use Google AdSense Advertising on our website. Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy. Google’s advertising requirements can be summed up by Google’s Advertising Principles found at:

https://support.google.com/adwordspolicy/answer/1316548?hl=en

We, along with third-party vendors such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

8. Foreign Users and Transfer Consent

The On-Line Services are operated in the United States. If you are located in another jurisdiction, information you provide to us will be transferred to and processed in the United States. By using the On-Line Services or providing us with any information, you consent to this transfer, processing, and storage of your information in the United States. The privacy laws of the United States may differ significantly, and may not be as comprehensive, as the jurisdiction in which you reside or are a citizen.

9. California Online Privacy Protection Act

We do not share personal information with third-parties for their direct marketing purposes, as defined by California Civil Code Section 1798.83, unless we give you choice (opt-in or opt-out) before sharing with those third parties. If you are a California resident and you have questions about our practices with respect to sharing information with third-parties for their direct marketing purposes and your ability to exercise choice, please contact us at JCCS Attn: Privacy Compliance, 307 Spokane Avenue, Whitefish, Montana 59937. You must put the statement “Your California Privacy Rights” in the body of your request, as well as your name, street address, city, state, and zip code. In the body of your request, please provide enough information for us to determine if this applies to you. Please note that we will not accept inquiries via the telephone or by facsimile, that are not in compliance with this paragraph, and we are not responsible for notices that are not labeled or sent properly, or that do not have complete information.

10. Choice/Opt-Out From Communications

We offer you the opportunity to manage your communications from us. Even after subscribing to one or more newsletters or opting in to one or more offers to receive marketing or promotional communications from us or our third-party partners, users may elect to modify their preferences by following the “Unsubscribe” link provided in an email or communication received. You may also be able to change your preferences by updating your profile or account, depending on which of our On-Line Services you are using. Please be aware that if you wish to remove yourself from a newsletter and/or other marketing emails from third parties that you consented to through the On-Line Services, you must do so by contacting the relevant third-party. Even if you do opt-out of marketing emails, we reserve the right to send you transactional and administrative emails including those related to the On-Line Services, service announcements, notices of changes to this Privacy Policy or other Services policies, and to contact you regarding any goods or services you have ordered.

11. Changes to Privacy Policy

We may update this Privacy Policy from time to time in our discretion and will notify you of any material changes to the way in which we treat Personal Information, by posting an updated Privacy Policy on our webpage at www.jccscpa.com. We may also provide notice to you in other ways in our discretion, such as through contact information you have provided. Any updated version of this Privacy Policy will be effective immediately upon the posting of the revised Privacy Policy on our website unless otherwise specified. Your continued use of the On-Line Services after the effective date of the revised Privacy Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Information in a manner materially different than what was stated at the time your Personal Information was collected.

12. Changing and Deleting Your Personal Information

If you would like to modify or delete from our database any Personal Information you previously submitted to us, please let us know by accessing and updating your profile. Please note that any Personal Information that we have copied may remain in back-up storage for some period of time after your request, and that if you delete certain information you may not be able to order services in the future without re-submitting such information. Also, please note that we will maintain Personal Information in our database whenever we are required to do so by law.

13. Children’s Privacy

The On-Line Services are intended for a general audience and are not intended for and may not be used by children under the age of 13. We do not knowingly collect information from children under the age of 13 and we do not target the On-Line Services to children under the age of 13.

14. Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.

jccscpa.com
2620 Connery Way
Missoula, Montana 59808
USA
moc.a1513059361pcscc1513059361j@eti1513059361hw.an1513059361irbas1513059361
406 549 4148

Last Edited on 1/13/17

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